How to Find a Therapist in the US: A Step-by-Step Guide
Where to search, how to use your insurance, low-cost options, what credentials mean and how to choose a therapist who actually fits you.
Free tool
Therapy Cost Calculator
Estimate what therapy might cost you in a year, with or without insurance, weekly or every other week.
Loading the tool…
How to use it
- Enter the session fee or your copay.
- Add your deductible and coinsurance if you have them.
- Pick how often you’ll go.
- Compare scenarios.
Why it helps
Cost is one of the top reasons people delay therapy. A realistic number helps you plan and compare options like sliding scale or biweekly sessions.
Everything you type stays in your browser on this device. Nothing is sent to us. This tool is for education and self-reflection, not diagnosis or treatment. In crisis? Call or text 988.
More free tools
All tools Try another
PlanTherapy Session PrepA simple template to capture what happened this week, what you want to talk about and questions for your therapist.Open the tool PlanMood TrackerA private 30-day mood tracker with notes. See patterns in mood, sleep and energy. Stays on your device.Open the tool Build a skillInteractive Feelings WheelTap from a core emotion to a precise word, then see what you might need. A printable-quality feelings wheel for adults.Open the tool Build a skillCBT Thought RecordThe classic seven-column CBT worksheet, step by step. Saves privately to your device so you can review patterns.Open the tool